Many investors choose mutual funds, which are made up of groups of people investing in groups of stocks, like technology stocks or blue-chip stocks. Your investment is spread over a number of companies so if one loses money or goes bankrupt, you don’t lose your entire investment. Mutual funds are very popular because they’re safer than purchasing individual stocks and bonds. They may not return as much money as picking one right stock, but then, what are the chances of picking one right stock, anyway? Mutual funds can be started for as little as fifty or a hundred dollars a month. A good title for this passage would be:

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